Everyday business tools,
brought together.
Wagio gives small and growing South African businesses a clear foundation for operations, finances and team management, with a complete payroll workflow already built in.
Quick guide
Where to start, step by step
This guide shows you where to begin and how to get the most out of Wagio — six steps, in whatever order suits your business.
Connect your bank
Get a single, up-to-date view of your cash flow by importing your bank transactions into Wagio.
Send invoices
Create invoices, add an online payment service, and get paid directly from your invoice.
Upload bills
Track and pay what you owe, faster and on time.
Set up payroll
Calculate tax, UIF and SDL automatically — with payslips and SARS reports built in.
Set up expense claims
Reimburse claims, track spending, and manage expenses wherever you are.
Access support resources
Explore our articles, guides and courses whenever you need a hand.
How it works
Three steps, then one button
Set your team up once. After that, a full month of payroll takes a single click.
Add your team
Capture each employee's name, ID number, tax number, salary and start date. ID numbers are encrypted the moment they're saved.
Run payroll
Click once for the current month. Every active employee gets a payslip with PAYE, UIF and SDL worked out.
Send and file
Download payslip PDFs to share with your team, and export the EMP201 CSV for SARS eFiling.
Built-in extras
More than a calculator
Everything around the payslip, so the paperwork never piles up.
EMP201 export
A ready-to-upload CSV for SARS eFiling, with PAYE, SDL and both UIF contributions grouped correctly.
Payroll dashboard
See your total payroll cost, gross pay, net paid and what's due to SARS — plus a history of every run.
Payroll AI assistant
Pick one of your payslips or paste one in, ask a question, and get a plain-language explanation of any deduction.
Payslip PDFs
Clean, professional payslips with earnings, deductions and employer contributions, ready to email or print.
Privacy & security
POPIA is the default, not an afterthought
Your team's ID numbers are personal information. Wagio treats them that way from the first keystroke.
Encrypted at rest
ID numbers are encrypted with AES-256 before they ever touch the database. Only the last four digits are shown in lists.
Reveal on demand
You unlock a full ID number only when you choose to, and each reveal is a deliberate action.
Your data stays yours
Each company's payroll is isolated. Employees, payslips and run history are only visible to your sign-in.
Ready to pay your team in one click?
Set up takes minutes: create your company, add your team, run your first payroll.